Have you looked at your home loan lately? You might find that your home loan is not working for you and your money. At Loansmackay, we will find the right home loan for your needs, for the long term. Other banks and lenders will try to lure customers with a low interest rate, but there are often other hidden costs associated with these loans. The other problem with constant refinancing is that people extend their loan term with each refinance, and then they get further away from their goal of owning their home outright. We won’t try to convince you to refinance every few years, as we believe that constantly extending your loan term is not the way to financial freedom.